Moving Home

taking the next step

How exciting, your moving home.  We totally understand that moving home can be a very stressful process, spinning all those plates, moving your home from A to B is challenging.  So let us help by doing the research and leg work for your home mover mortgage.  We know this market very well and are always keeping an eye out for cracking products and lenders that are offering some amazing rates and deals.

Working closely with you every step of the way we aim to take the stress away from this part of moving home, leaving you to enjoy the fun bits!

To give you an idea how we work, we've mapped out how the moving home mortgage process works.  Our entire aim is to get you the home of your dreams and a product that works for you.

You'd like to move home

Lets chat and get to know each other a little.  As us questions, have a chat and start to know that we've got you covered.

Welcome Guide

We'll send you a copy of our Welcome Guide which includes information and facts about the home buying process; it may have been some time since you last moved! This helps with important information to be aware of at these early stages.

Fact Finding

Lets meet and have coffee, whether thats face to face, by telephone or a video call.  The objective is to truly understand your needs and priorities now and into the future.

Research Time

We now go and look for the most appropriate lender/product from the whole of the market.  We will provide you with tailored advice to your priorities & your affordability calculation.  Our research and findings will give you understanding of your maximum borrowing amount, which will be useful when you start looking for your dream home.

Presentation

This is where we get together again for a short call so we can fully explain our findings being the most appropriate lender, product and why.  We will go through any fees payable during the process and of course, all the typical monthly repayments now and into the future.  You can ask as many questions as you like, questions are good!

Lets do this

You've decided you'd like to proceed with one of the options we've worked through together, that's great.  What we need now is to give you a bit of a shopping list so we can begin the application process on your behalf.  We'll be asking for documents such as your compliance documents, payslips, bank statements, proof of id and probably a few more!  Again, any questions whatsoever, just let us know.

It's time to shop!

This is a very exciting step and where your dreams come true.  We have obtained the Agreement in Principle for you which means you have a certificate to show Estate Agents proving you are in a strong financial position to view and offer on properties.  Your dream home is within touching distance, it's getting real!

Whilst your application is progressing we will provide ongoing support with your mortgage application through to the exchange of contracts and completion which is the day you get the keys to your home.  This means we will liaise with solicitors, lenders, estate agents and completely keep you in the loop throughout

OFFER ACCEPTED!

The offer you placed on your dream home has been accepted, this is a huge step!

As we have already done all the background work together, all the necessary information is ready to go to proceed with your full mortgage application.  There is nothing more we can do with your application now other than wait!

Protection review

Whilst your mortgage application is progressing it is time to make sure you are aware of the importance of protecting you and your home for future events.  We can run through a full review of any existing cover you may have already in place with employer benefits and any current policies, looking at any shortfalls and what's important to you to address so you do not risk losing your home!

Ongoing support

We will supply you with ongoing support with your mortgage application through to you exchanging contracts and completing on the mortgage.  We will regularly monitor the progress of your application and liaise with solicitors, lenders, estate agents and completely keep you in the loop throughout.

Moving Day

Now for the exciting bit!  You have completed and its moving day.  All that's left to be done is to enjoy your new home, unpack ALL those boxes and celebrate! 

General Mortgages

Fee: £499

We provide a highly personalised service that is second to none and includes:

    • Dedicating the time to extensively research the market from our network of mortgage companies to find a solution that works best for you and your pocket
    • Providing full administrative support to make the process as smooth, seamless and enjoyable as possible
    • Arranging a decision in principle from the mortgage provider
    • Completing the full mortgage application paperwork on your behalf
    • Providing any further documentation required from the lender with no time delays
    • Chasing solicitors, estate agents and lenders on your behalf
    • Keeping you updated every step of the way
    • Responding to all your enquiries and questions within one working day of receiving correspondence
    • We will not charge our professional fee until the mortgage is fully approved and a formal offer is issued

Mark

We recently had our residential mortgage reviewed by Lisa Parmley. Could not fault her service. Very knowledgeable and easy to communicate with. Sorted us a great 5year fix. We will definitely be using her again when our BTL’s come due.

Elizabeth

Lisa has arranged three mortgages for me so far and she’s fantastic. I wouldn’t hesitate to recommend her.

David

Lisa Parmley – Very professional and thorough with her research and product finding, excellent service and would highly recommend.

Samuel

Hugely proactive and helped us find just the right mortgage for our new home. Lisa Parmley is a superstar! Thank you

Your Handy Checklist!

We want to make sure that you're fully informed throughout the process of buying a house and moving home.

For this very reason we have put together a checklist for you to use download and keep by your side for help and advice.

Don't forget we are always here to answer any questions you may have, just get in touch if you need us.

How can we help you?

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