Life Insurance

care for others

What is Life Insurance?

Life insurance is a contract between an insurance policy holder and an insurer or assurer. It's where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment.

Life Insurance is available for both mortgage cover and also family life cover benefit.

Mortgage life cover will provide a lump sum to repay the mortgage debt in the event of death so that the family no longer has this financial burden.

Family life cover can provide either a further lump sum or regular monthly amount to make sure you are able to provide for the family at a very difficult time without any financial disadvantage.

This is one of the most important insurance policies that should be taken out and has the most claims with providers out of all of the insurance protection policies being offered. Income protection insurance pays part of your lost income if you're unable to work caused by illness or injury. It can help pay the bills so you can focus on getting better.

As with all insurance policies, conditions and exclusions will apply.

Do I need it?

A life policy can provide your loved ones with a tax-free sum of money, helping remove the financial stress of any resulting loss of income.  It can be one of the most important financial investments you make.  Life insurance should be taken out if you have family members who rely on you financially, such as children or a partner.

Ask yourself, if I were to pass away, would my family be able to manage? Would I want them to be free of financial worries at a time of grief and disruption?

how we can help


Talk with you to see if you need need life insurance


Research the best products in the market for you


Put the income insurance in place for you


We can support you with the administration of setting up a trust which is so important when setting up a life policy so that in the event of a claim the lump sum is paid out to the right person at the right time.

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